Free Canada Child Benefit Calculator for 2026–2027 — No Sign-Up Required

Use our free CCB calculator to instantly estimate your Canada Child Benefit (CCB) payments. Toggle between the July 2026 to June 2027 and July 2025 to June 2026 benefit years. No sign-up required — simply enter your family net income and number of children to see how much you could receive each month. This calculator uses official CRA benefit tables.

What Is the Canada Child Benefit (CCB)?

The Canada Child Benefit (CCB) is a tax-free monthly payment made by the Canada Revenue Agency to eligible families with children under 18. For the July 2026 to June 2027 benefit year, the maximum annual CCB is $8,157 per child under 6 and $6,883 per child aged 6 to 17. The benefit is income-tested and gradually reduces as your adjusted family net income exceeds $38,237. You can also view the 2025–2026 benefit year using the toggle. Use our free calculator below — no sign-up, no email required.

How Does This Free CCB Calculator Work?

Our free CCB calculator lets you enter your family details and instantly see your estimated monthly and annual Canada Child Benefit. The calculator factors in:

• Number of children under 6 — higher benefit rate ($8,157/year max for 2026–2027)
• Number of children aged 6–17 — standard rate ($6,883/year max for 2026–2027)
• Adjusted family net income (AFNI) — combined income from both parents
• Clawback rates — graduated reduction based on income and number of children

No account needed. No sign-up. Completely free. Just enter your numbers and get instant results.

Frequently Asked Questions About the Canada Child Benefit

How much is the maximum CCB payment for 2026–2027?

For the July 2026 to June 2027 benefit year, the maximum annual CCB is $8,157 per child under 6 (approximately $679.75/month) and $6,883 per child aged 6 to 17 (approximately $573.58/month). These amounts are based on the 2025 tax return and are indexed to inflation each July. For the previous 2025–2026 benefit year, the maximums were $7,997 per child under 6 and $6,748 for ages 6 to 17.

When are CCB payments deposited?

CCB payments are made on the 20th of each month (or the last business day before if the 20th falls on a weekend or holiday). If you have direct deposit set up with the CRA, payments arrive automatically. Otherwise, you will receive a cheque by mail.

What income level makes you ineligible for CCB?

The CCB is gradually reduced as your adjusted family net income increases above $38,237 (for the 2026–2027 benefit year). The exact income where the CCB reaches zero depends on how many children you have — families with more children can earn more before the benefit is fully clawed back. Use our free calculator above to find your exact amount.

Do both parents need to file taxes to receive CCB?

Yes. Both the primary caregiver and their spouse or common-law partner must file their income tax returns each year for the CRA to calculate and pay the CCB. If either parent does not file, CCB payments may stop.

Do I need to sign up to use this calculator?

No. This is a completely free calculator with no sign-up required. Enter your information and click Calculate to see your estimated Canada Child Benefit instantly. Your data is not stored or shared.