CCB calculator 2026-27: Canada Child Benefit
Estimate your monthly Canada Child Benefit, plus the BC and other provincial top-ups, from your family net income and your children's ages.
Canada Child Benefit Calculator
Benefit Year: July 2026 – June 2027 | Based on CRA Guidelines
1. Family Information
2. Your Children
Child 1
Your Estimated Canada Child Benefit
Calculation Breakdown
Monthly Payment Schedule (July 2026 – June 2027)
Estimated Provincial Child Benefit Top-Up
Provincial Breakdown
Combined Total: Federal CCB + Provincial Top-Up
Disclaimer: This calculator provides estimates only based on current CRA guidelines. The figures generated are not a guarantee of actual benefit amounts. JHG Corporate and Tax Services Inc. cannot be held liable if the numbers provided by this calculator differ from your actual Canada Child Benefit payments. Actual amounts are determined solely by the Canada Revenue Agency (CRA) based on your filed tax return. For official calculations, visit the CRA Canada Child Benefit page.
CCB amounts for July 2026 to June 2027
-
$8,157a year for each child under 6 ($679.75 a month)
-
$6,883a year for each child aged 6 to 17 ($573.58 a month)
-
$38,237family net income before the CCB starts to go down
-
$3,480Child Disability Benefit, per eligible child a year
Source: CRA, how we calculate your CCB
CCB payment dates 2026
The CCB, and the BC Family Benefit with it, is paid on these dates. The CRA has not published the 2027 dates yet.
- Jan 20 2026
- Feb 20 2026
- Mar 20 2026
- Apr 20 2026
- May 20 2026
- Jun 19 2026
- Jul 20 2026
- Aug 20 2026
- Sep 18 2026
- Oct 20 2026
- Nov 20 2026
- Dec 11 2026
Source: CRA, benefit payment dates
CCB by family income, July 2026 to June 2027
Your monthly Canada Child Benefit at common family net incomes (line 23600 for you and your spouse or partner together). Federal CCB only, full custody, rounded to the nearest dollar. It does not include the Child Disability Benefit or the BC Family Benefit, which BC families get on top. Use the calculator above for your exact amount.
| Family net income | 1 child under 6 | 1 child 6 to 17 | 2 children (under 6 and 6 to 17) | 2 children 6 to 17 | 3 children 6 to 17 |
|---|---|---|---|---|---|
| $30,000 | $680 | $574 | $1,253 | $1,147 | $1,721 |
| $40,000 | $669 | $563 | $1,233 | $1,127 | $1,693 |
| $50,000 | $611 | $505 | $1,121 | $1,015 | $1,535 |
| $60,000 | $553 | $447 | $1,008 | $902 | $1,376 |
| $75,000 | $465 | $359 | $840 | $734 | $1,139 |
| $90,000 | $400 | $294 | $717 | $611 | $967 |
| $100,000 | $374 | $268 | $670 | $564 | $900 |
| $125,000 | $307 | $201 | $551 | $445 | $733 |
| $150,000 | $240 | $134 | $432 | $326 | $567 |
| $200,000 | $107 | $1 | $195 | $89 | $233 |
Source: CRA, how we calculate your CCB (our calculation from the CRA amounts)
When the CCB stops
There is no fixed income limit. The CCB shrinks as family net income goes up and reaches zero at about these incomes. Children under 6 keep it going to higher incomes than older children.
| Children | CCB reaches $0 at a family net income of |
|---|---|
| 1 child under 6 | About $240,200 |
| 1 child aged 6 to 17 | About $200,400 |
| 2 children, one under 6 and one 6 to 17 | About $241,100 |
| 2 children aged 6 to 17 | About $218,700 |
| 3 children aged 6 to 17 | About $235,000 |
Source: CRA, how we calculate your CCB (our calculation from the CRA amounts)
BC Family Benefit, July 2026 to June 2027
BC families get this on top of the CCB, in the same monthly payment. Below $30,176 of family net income you get the maximum. Between $30,176 and $96,562 it goes down by 4% of the income over $30,176, but never below the minimum. Above $96,562 the minimum goes down by 4% of the income over $96,562. Single parents can also get up to $500 a year.
| Child | Maximum a year | Minimum a year |
|---|---|---|
| First child | $1,750 | $775 |
| Second child | $1,100 | $750 |
| Each additional child | $900 | $725 |
| Single-parent supplement | Up to $500 per family | Reduced in the same calculation |
How the Canada Child Benefit is worked out for 2026-27
Updated October 2026 with the CRA's amounts for July 2026 to June 2027. For this benefit year the Canada Child Benefit (CCB) pays up to $8,157 a year for each child under 6 and $6,883 for each child aged 6 to 17, based on your 2025 family net income. It is paid on or around the 20th of each month, and BC families get the BC Family Benefit in the same payment. Use the calculator above, or find your family in the table of CCB by income, then read on for how the numbers work.
What is the Canada Child Benefit?
The CCB is a tax-free monthly payment from the Canada Revenue Agency to families raising children under 18. The amount depends on how many children you have, their ages and your adjusted family net income (AFNI), which is line 23600 of your return plus your spouse's or common-law partner's. The CRA recalculates it every July from the previous year's tax returns, so the July 2026 to June 2027 payments are based on your 2025 returns.
How the CCB goes down as income goes up
You get the full amount if your AFNI is $38,237 or less. Above that, the CRA takes off a percentage of the income over the threshold:
- 1 child: 7% of income between $38,237 and $82,847, then $3,123 plus 3.2% of income over $82,847.
- 2 children: 13.5%, then $6,022 plus 5.7% over $82,847.
- 3 children: 19%, then $8,476 plus 8% over $82,847.
- 4 or more: 23%, then $10,260 plus 9.5% over $82,847.
Each child eligible for the disability tax credit can also get the Child Disability Benefit, up to $3,480 a year ($290 a month).
How to calculate your CCB, step by step
- Add up your family net income. Take line 23600 of your 2025 return and add your spouse's or common-law partner's. This is your adjusted family net income (AFNI).
- Work out the maximum. Add $8,157 for each child under 6 and $6,883 for each child aged 6 to 17.
- Work out the reduction. If your AFNI is $38,237 or less there is none. Otherwise use the rate for your number of children from the list above.
- Take the reduction off the maximum. The result is your CCB for July 2026 to June 2027. It never goes below zero.
- Halve it if you share custody. Each parent gets 50% of the amount worked out from their own family income.
- Divide by 12 for the monthly payment. Add the Child Disability Benefit if a child qualifies and, in BC, the BC Family Benefit.
The two examples below follow these steps with real numbers.
Shared custody
If a child lives with each parent about half of the time, the CRA pays each parent 50% of what they would get with full custody. Each half is worked out from that parent's own family net income, so the two parents can get different amounts. The CRA does not split it in any other proportion.
For example, a single parent with net income of $60,000 and one child aged 8 in shared custody: the full CCB would be $6,883 minus 7% of the $21,763 over $38,237 ($1,523.41), or $5,359.59. Half of that is $2,679.80 a year, about $223.32 a month. This is a made-up example.
Example: a single parent in Abbotsford with one child under 6
Net income of $45,000 is $6,763 over the $38,237 threshold. The CCB goes down by 7% of that ($473.41), so the year's CCB is $7,683.59, or about $640.30 a month. The BC Family Benefit adds the $1,750 first-child amount and the $500 single-parent supplement, reduced by 4% of income over $30,176 ($592.96): $1,657.04 a year, about $138.09 a month. Together that is roughly $778 a month. This is a made-up example; your own numbers depend on your return.
Example: a couple with two children, ages 3 and 8
With family net income of $90,000, the maximum CCB of $15,040 goes down by $6,022 plus 5.7% of the $7,153 over $82,847 ($407.72). That leaves $8,610.28 a year, about $717.52 a month. The BC Family Benefit falls to its minimum of $775 plus $750 for the two children, $1,525 a year or about $127.08 a month.
The BC Family Benefit
BC adds up to $1,750 a year for the first child, $1,100 for the second and $900 for each additional child, plus up to $500 for single parents. The full amount goes to families with net income under $30,176. Between $30,176 and $96,562 it is reduced by 4% of the extra income, but not below $775, $750 and $725 per child. The CRA pays it with your CCB, so there is nothing separate to apply for. See the Government of BC's BC Family Benefit page for the details.
How to keep your CCB coming
- Both you and your spouse or common-law partner file a tax return every year, by April 30, even with no income.
- Tell the CRA by the end of the month after your marital status, address or custody arrangement changes.
- Apply when a child is born or moves in with you. In BC you can do this when you register the birth, or through your CRA account.
Behind on a return, or new to Canada? Our personal tax team files most returns the same day, at our Abbotsford office or fully remote. You can also check your GST/HST credit, which is worked out from the same return.
Common questions
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When is the CCB paid?
The CCB is paid once a month, usually on the 20th. When the 20th falls on a weekend or holiday it comes earlier. The remaining 2026 dates are October 20, November 20 and December 11. The CRA has not published the 2027 dates yet. Payments arrive by direct deposit if you have it set up in your CRA account, otherwise by cheque.
What are the CCB payment dates for 2026?
January 20, February 20, March 20, April 20, May 20, June 19, July 20, August 20, September 18, October 20, November 20 and December 11, 2026.
How much is the Canada Child Benefit for 2026-27?
From July 2026 to June 2027 the maximum is $8,157 a year ($679.75 a month) for each child under 6 and $6,883 a year ($573.58 a month) for each child aged 6 to 17. You get the maximum if your 2025 family net income was $38,237 or less. The Child Disability Benefit adds up to $3,480 a year per eligible child.
How much is the BC Family Benefit, and when is it paid?
For July 2026 to June 2027 it is up to $1,750 a year for the first child, $1,100 for the second and $900 for each additional child, plus up to $500 for single parents. It is paid monthly in the same deposit as your CCB, so it arrives on the CCB payment dates.
At what income does the CCB stop?
There is no fixed income limit. The CCB goes down as family net income goes up, and reaches zero at about $200,400 with one child aged 6 to 17, $240,200 with one child under 6, $218,700 with two children aged 6 to 17 and $235,000 with three children aged 6 to 17. Enter your numbers in the calculator above to see your amount.
How do I calculate my CCB?
Add your 2025 net income (line 23600) to your spouse's or partner's. Start from $8,157 for each child under 6 and $6,883 for each child aged 6 to 17, then take off the income-based reduction: for one child, 7% of family income between $38,237 and $82,847, plus 3.2% of income above that. Divide by 12 for the monthly amount. The calculator above does this for any number of children.
How does shared custody affect the CCB?
Each parent gets 50% of the CCB they would get with full custody, worked out from their own family net income. Both parents need to file a tax return every year and tell the CRA about the shared custody arrangement.
Do both parents need to file taxes to get the CCB?
Yes. You and your spouse or common-law partner both need to file a return every year, even if one of you had no income. If a return is missing, the CRA can stop the payments until it is filed.
Is the CCB taxable?
No. The CCB and the BC Family Benefit are tax-free, so you do not report them as income on your return.
Why did my CCB change in July?
The CCB is recalculated every July from the previous year's returns and indexed to inflation. If your family income went up or down in 2025, or a child turned 6, your payments from July 2026 changed with it.
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